The Insurance group


Posted by Don the rope on June 20, 2004 at 21:47:59:

The Insurance Group


I am a member of a secret group of people that all want to live like the rich, but are not rich, that at least not outside of this group. Just when the group began I do not know, as I have only been in the group for about 5 years now.

The group is able to live like the rich because of a pact that each one makes when they join the group. When I became a member of the group I was required to take out a 5 million dollar life insurance policy on my self. As one of our group dies, their insurance money is deposited into the group account and a substantial check is sent to each of the living members every month out of that account. It is really quite a dream life. The group only has one draw back.

Since most of our members are fairly young and in good health, not enough of us die off to maintain the group account at a sufficient level to maintain the standard of living we have all become accustom to. That brings us to the second thing I aggressed to upon joining the group.

I agreed to allow my name to be entered into a lottery to be used each time the funds start get low. There are two possible ways my name could be chosen in this lottery.
1st I could be chosen to die, so the rest of the group could go on living as they are accustomed to living (on my insurance money)
2nd I could be chosen to kill another member of the group that was chosen to die (since people do not just die because the group wants them to)

As I say I have been a member of the group for a little over 5 years now and all I have ever heard from the group is the monthly check I receive. I have not heard from them, that is until now.

This month along with my check I received a larger package. When I opened it I found the picture of a very beautiful lady, whom I had never seen before. She appeared to be about 35-40 years of age and was very well built. I was given her name, address, and a daily schedule. along with instructions that I had been chosen as the person to kill her. My heart sank, and my pulse began to race very rapidly. I knew this was always a possibility, but deep down I had hoped it would never happen.

Well, there was no use hoping such a thing any more, here it was and I held in my hands the details of a life and person that I would have to kill. She lived several states from where I lived. Her name was Gloria. The letter told me that the way she was to die was left completely up to me. She would not know I was coming or be any more prepared for her own death than I was prepared to receive these instructions.

I wondered if their was any way out of this for me, but quickly concluded that there was not. Although I was unaware of if this had been happening fro a long time, and the people chosen before me had apparently carried out their instructions or I would not have been receiving the checks I received every month. I knew that my only option was to do as instructed.

My next question was how was Gloria to die. I was given one month to accomplish the task, but I was not a killer. Should I kill her from a distance with a rifle shot, or up close and personal? Did I owe it to her to let her know she was going to die, or should I make it quick? I really did not know. But as I contemplated her death something very strange began to happen.

I would look at her picture as I thought about her death and one day noticed that the thought of killing her became more than just a task that had to be carried out, it actually began to excite me a little. Now the more I was aware of this face the more it became true. I was actually getting turned on by the thought of killing her. I did not understand this at all. Did this mean that I was warped, some kind of latent serial killer or something?

Well, I never resolved those questions but here I am in her town near her house and fully prepared to kill a women I never met except in my fantasies. The turn on was only present when I planned an up close death for her, one in which I was involved in feeling her death, so shooting her from a safe distance was out. I wondered how others were killed, but knew that I would probably never know this. I knew her death had to be up close. I also knew that this would be more risk for me, but my own lust and fantasy demanded it.

I had narrowed it to a few methods that would go with my up close fantasies. It would be either drowning (she had a nice large pool) , or maybe strangulation or by bagging. I knew that if I bagged her I would first have to bind her also.

I knew she came home each night around 10:30 and I also knew that her husband was out of town this week, she would be alone. She had left her back door unlocked, since she lived in such a nice neighborhood I suspect she did not feel the need to check it to closely.

I let myself in just after dark and waited in a closet in her bed room. The Closet door was the type with shutters that could be raised or lowered, allowing some view of the room. after about one hour I heard the door down stairs open. And after a short time I heard her coming up the stairs. She entered the bed room and immediately began to unzip the back of her skirt and let it drop to the floor. She revealed very shapely legs. Next came her blouse adn then her bra. WOW this was very sexy women, I wondered if I should chance raping her?

The truth was that I had not even decided for sure how to kill her yet, I guess I would allow her to make that choice for me. If she opened the closet, well I guess she would die by strangulation. If she put on he bating suit and went to the pool it would be drowning, and if she went tot he bath room first I would come out of the closet and either strangle her when she reentered or maybe disable her, tie her and use the bag...We will just have to wait and see, I knew the wait would not be a long one in any case.

I was right, once she was down to her panties and white thigh high hose she went into the bath room. When I heard her making noise I opened the closet door carefully and steeped out to wait near the door she would soon come back out of. or would she, I hear her turn on the bath water, maybe it would be drowning after all.

About the time I began to resign myself to drowning this beauty, she surprised me by walking out of the bathroom, catching me completely off guard. Before I knew it she was about three feet into the room with her back turned to me. she had now taken off the hose and panties and was completely nude. I was so stunned that for a brief moment I did not move, But suddenly my adrenaline kicked in and I warped the long silk scarf, I carried, around her throat and pulled her nude body against me and tightened it as fast as I could. She was startled, but began struggling almost immediately. Her hands went to the scarf to try to pry it loose and she began speaking as best she could.

"What... Who... Aaargrrgedgghhh s"

She now began gasping and gagging as I had finally gotten a good grip and was able to tighten it enough to stop her air flow. Her hands went from the scarf to trying to reach me. She tried to scratch my hands, but the thin leather gloves protected me well. Her legs began to kick as her struggles became very frantic. I couldn't help but wonder if she suspected that she was being called upon to die for the good of the group.

We danced around the room in this life and death struggle for what seemed like a long time. During this time I became aware of my growing erection. Her struggles against me were really turning me on. Seldom in my life had I been with a naked lady that was this sexy to look upon, and I had definitely never been with one that I was killing. It all became a very strong turn on. as she began to weaken I decided that I did not want this to end.

As Gloria began to weaken and slide down my body toward the floor I kept the scarf tight until she was out completely. I then released her and watched to see if she wee breathing. once I was sure she was, I found her hose from the bath room and tied her arms behind her. I then put her on the bed on her back and got the clear plastic bag, I had brought, ready

As she began to revive she was obviously confused. She became aware of my presence looming over her at about the same time she realized her arms were tied behind her. she immediately began to struggle. But to my surprise she realized the hopelessness of her position, and stooped her struggles. With obvious resolve she calmed herself, looked into my eyes and asked

"What do you intend to do......... If you just do not kill me I will do anything you ask"

Looking back at her I answered

"Sorry Gloria, but you have to die"

I seem that she was physically moved by my declaration then she looked back at me and asked

"Are you sent to kill me by the insurance group?"

I replied simply "Yes"

"Well" she said with much effort to keep her control "I guess I always knew you would show up some day"


Again she seemed to be trying to calm herself down, not allowing the natural panic that would take most people in her situation. "Since I know you cannot let me live ....uh... could you at least do me one favor?"

Looking at her wonderingly I reply "Well I guess that would depend on what that favor was"

She looked at me with a new resolve in her eyes. "I have thought about this day many times in the last 9 years and oddly enough after a while the idea of my death turned from a fear to a fantasy. I actually began to have fantasies that turned me on sexually, I guess that is hard for you to understand, But all I ask is that as you kill me, you also fuck me.... This will allow me to fulfill my fantasy as I die. Could you please do this for me?."

Well, I was more than eager to grant her request....after all it was the last request of a beautiful dying women. I began to undress and began to part her legs. As I did this she parted her legs wide to take me in and I began to pull the bag over her head and secured it with the scarf I strangled her with earlier.

She must have been really turned on by this fantasy because we had barley began to fuck when she showed the first signs of climaxing and began prolonged and repeated orgasms. .. She wreathed and groaned and seemed to be nearly unaware of the bag over her head. But aware or not her increased breathing quickly used up the air in the bag and soon she was gasping for air with her mouth open wide.

She gasped but continued her series of climaxes until she began to weaken... I came inside her well before this and had already began to grow smaller inside her. But she seemed unaware of the size of my dick or that I eventually became so lime that I came out of her... She seemed to be making live with death...or her fantasy or something ... she never seemed to slowdown in her turn on until she herself went completely limp.

As I rose and looked down on her beautiful naked limp body she was still lovely. She was still except or an occasional jerk or twitch. I had enjoyed this more than I would ever have imagined. I felt good knowing that I had insured the group would continue receiving their monthly checks. And was strangely aware that i would not mind at all being asked to snuff another female member of the group some day